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About Wealth Management Institute


Since 1995, Wealth Management Institute has been helping clients evolve their financial decisions today for their financial goals tomorrow.  We pride ourselves on helping clients build a solid financial plan to provide comfort and confidence, no matter what stage of life they are in.  

Based in Lansing, MI, our trusted Certified Financial Planners are caring, thoughtful, and professional in their field.  

Our Mission


At Wealth Management Institute, our mission is to help clients discover and develop their own customized financial strategies to prevent missed opportunities and to help focus on objectives to achieve financial independence.

Our Team


Meet the professionals dedicated to individuals and families pursuing a balanced financial plan.

Frank Cherniawski

Frank holds the CERTIFIED FINANCIAL PLANNER™ designation, issued in 1991 by the Certified Financial Planner Board of Standards, Inc. Frank's out of state registrations and licenses allow him to offer planning services to individuals and businesses in 36 states. 

Heather M.

Heather is our Director of Client Relations and has been a leader at Wealth Management Institute since 1997, taking pride in placing her clients first and exceeding expectations. When not in the office, Heather enjoys working out, golfing, camping, and spending time with family.

Ciara S.

Ciara is our Financial Paraplanning Qualified Professional™ and assists Frank by providing support in the meeting preparation process, and also helps clients implement their financial plans. She obtained an Associates Degree from Lansing Community College in 2017. When not in the office, she enjoys cooking, hiking, painting and drawing, listening to music and spending time with family and friends.

Ronni K.

Ronni is our Administrative Assistant and supports clients during the application process for life insurance. She also tackles special projects for Wealth Management Institute when needed. She was born and raised in Bear Lake, Michigan and earned a Bachelor's degree from Michigan State University in 2013. When not working, Ronni enjoys crocheting, reading, and spending time with her family. 

Brittany R.

Brittany is our Operations Assistant supporting clients. She was raised in Rockford, Illinois and lives in Sweetwater, Tennessee working remotely for our firm. Brittany earned a Bachelor's degree from Tennessee Wesleyan University in 2009. When not working, Brittany enjoys spending time with her family as well as spinning wool into yarn and knitting.

Alicia S.

Alicia has been a lifelong Lansing resident, aside from a brief residency in Colorado. She earned an Associates Degree from Lansing Community College and for the majority of her career, she worked as a legal secretary. Seeking a change, she now enjoys her position as an Administrative Assistant for Wealth Management Institute. The highlight of her life are her sons and their families. Outside of work, she enjoys traveling, reading, writing and gardening. As a pattern tester, she has made quilts that have been published in quilt books.

Mary P.

Mary has been an Associate at Wealth Management Institute since 2019. She has a Bachelor's of Science in Project Management from SNHU and holds both resident and non-resident Life, Health & Accident Insurance licenses. Mary takes pride in helping others achieve their financial goals. Outside of the office, she likes spending time with family and enjoying new experiences, both near and abroad.

Julia H.

Julia is our Administrative Assistant. She earned her Bachelor's of Science in Business Administration from Central Michigan University, and holds a resident producer license with the State of Michigan for Life, Health & Accident insurances since 2019. Julia strives to provide excellent client support, and when not in office, she enjoys spending time with her family, friends, and working on home projects.

Elizabeth N.

Liz is our Administrative Assistant. She was born and raised in Lansing, Michigan and brings well over a decade of administrative experience. Liz helps clients with organization and support-related tasks and is energized by participating in the process of helping people reach their financial goals. When not in office, she is running around with her children and husband, soaking up every free second to experience life - it's busy, but beautiful!

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